Finance

Financing made clear

Know your options, get pre-approved, and shop with confidence.

Preferred Lender

Know your number before you fall in love with a house.

Paul Godbout, Branch Manager

Paul Godbout

Branch Manager · The Godbout Group at New American Funding
4.94/5 from 63 reviews

Financing is where most Southwest Florida deals are won or lost — especially on condos, HOA-heavy communities, and investment purchases where underwriting gets complicated. We work alongside Paul so our clients get a straight answer on what they can borrow before they fall in love with a house.

Equal Housing Lender. New American Funding is an independent company and is not affiliated with The Anchor Point Group or Premiere Plus Realty. You are never required to use this lender, and you are free to shop for any lender you choose. No fee or other consideration is paid for this referral.

Mortgage Calculator

Estimate your monthly payment

Plug in a price, down payment and rate to see what a Southwest Florida home really costs each month — taxes, insurance and HOA included.

Loan details

Advanced: taxes, insurance & HOA

Below 20% down, private mortgage insurance (PMI) is estimated at 0.5% of the loan amount per year and shown as its own line.

Estimated monthly payment

—/ mo

    Amortization schedule

    Period Principal & interest paid Principal Interest Remaining balance

    Monthly payments shown are an estimate for illustrative purposes only, based on the figures you entered. Taxes, insurance, HOA and PMI vary by property and lender. This is not an offer or commitment to lend. Contact a loan officer for an accurate quote.

    Know Your Options

    Common ways to finance in SWFL

    Conventional & jumbo

    The most common path for primary and luxury homes. Jumbo loans cover SWFL's higher price points above conforming limits.

    Second-home & investment

    Specific guidelines and down-payment rules apply to vacation homes and rentals — we'll make sure you understand them up front.

    FHA & VA

    Lower-down-payment and veteran-friendly options for qualifying primary residences.

    Cash & bridge

    Many SWFL buyers purchase with cash or bridge financing. We help you structure a competitive offer either way.

    Let's Find Your Place

    We'll do the legwork. You enjoy Southwest Florida.

    Tell us what you're looking for and we'll build a tailored shortlist, watch the market on your behalf, and handle everything from search to closing.